For many Australian households and small businesses, the landscape of direct energy bill relief has shifted significantly in 2026. While the broad, automatic federal energy bill credits seen in previous years have largely concluded, targeted state and territory government concessions and a focus on energy efficiency remain crucial avenues for support. Understanding these changes and knowing where to access ongoing assistance is essential for managing your energy costs this year.

The End of Universal Federal Energy Bill Relief for Households

The Australian Government’s Energy Bill Relief Fund, which provided substantial support in the 2024-25 financial year, saw its household component largely wind down by the end of 2025. An extension of the fund provided up to AUD$150 in energy bill rebates to Australian households and eligible small businesses between 1 July 2025 and 31 December 2025. These rebates were typically applied automatically to electricity bills in two AUD$75 quarterly instalments.

However, from January 2026 onwards, most households will no longer receive these automatic federal credits on their electricity accounts. While some specific federal support for eligible small businesses continued with a AUD$150 rebate (also in two AUD$75 quarterly instalments) during the 2025-26 financial year, and required manual application for embedded networks by 30 June 2026, the universal household relief has ceased.

This means that for the bulk of 2026, the primary source of direct financial assistance for energy bills will come from state and territory government concessions, which are generally targeted at eligible concession card holders and those facing specific hardship.

State and Territory Energy Rebates and Concessions for 2026

Each Australian state and territory offers a range of ongoing energy concessions and rebates. Eligibility typically depends on holding a valid concession card (e.g., Pensioner Concession Card, Health Care Card, DVA Gold Card) and being the primary account holder for your principal place of residence. It is vital to check the specific criteria for your state or territory, as well as with your energy retailer.

Here’s a breakdown of key state and territory energy bill relief available in 2026:

State/TerritoryKey Rebates/Concessions (2026)Amount (AUD)Eligibility & Notes
New South WalesLow Income Household Rebate$285/yearEligible concession card holders.
Family Energy RebateUp to $180 (non-concession), $20 (concession)For those who received Family Tax Benefit in 2024-25, applications open until 15 June 2026.
Seniors Energy Rebate$200/year (from 1 July 2025)Commonwealth Seniors Health Card holders.
Medical Energy Rebate, Life Support RebateOngoingFor eligible households with medical needs.
VictoriaAnnual Electricity Concession17.5% discount (after first $171.60/year)Eligible concession card holders.
Winter Gas Concession17.5% discount (after first $62.40 for May-Oct period)Eligible concession card holders.
Non-Mains Energy Concession$57-$650/yearFor eligible concession card holders relying on firewood, LPG, etc. (for 2025 costs, apply by 31 Dec 2026).
Utility Relief Grant Scheme (URGS)Up to $650 per utility every 2 yearsFor households in temporary financial hardship.
QueenslandQueensland Electricity Rebate$386.34/year (GST incl., quarterly)Eligible seniors, pensioners, and concession card holders.
Medical Cooling and Heating Electricity Concession Scheme$522.09/year (GST incl.)For eligible applicants with medical conditions.
Home Energy Emergency Assistance SchemeUp to $720 (once every 2 years)For low-income households facing short-term financial crisis.
South AustraliaEnergy ConcessionUp to $281.78/yearEligible concession card holders or fixed-income recipients (covers electricity & gas).
SA Concessions Energy Discount Offer (SACEDO)20% off electricity, 15% off gas (Origin Energy)Eligible concession card holders with Origin Energy.
Medical Heating and Cooling ConcessionVariesFor those with clinically verified medical conditions.
Emergency Electricity Payment Scheme (EEPS)One payment every 2 yearsFor those at risk of disconnection, via financial counsellors.
Western AustraliaEnergy Assistance Payment (EAP)$326.33/year (2025-26 rate)Eligible concession card holders.
Dependent Child Rebate$146.84/child/year (2025-26 rate)ECES households with dependent children.
Air Conditioning Rebate$77.62-$327.50/year (by zone)ECES households in hot/remote areas.
Cost of Living Rebate (CoLR)$104.90 (2026)WA Seniors Card holders.
TasmaniaAnnual Electricity Concession$1.76866/day (approx. $645.56/year)Eligible low-income customers (from 1 July 2025).
Heating Allowance$56/yearPensioner Concession Card holders.
Medical Cooling or Heating ConcessionApprox. $513.70/year (52.975 cents/day)Eligible concession card holders with medical needs.
Life Support ConcessionDaily discountsFor those using approved life support systems.
ACTNo specific ACT-only universal energy concessions in 2026. However, residents in embedded networks who were eligible for the federal AUD$150 Bill Relief payment for 2025-26 needed to apply by 30 June 2026.
Northern TerritoryNT Concession Scheme – ElectricityUp to $1,200/year (capped at 8,000 kWh)Eligible concession card holders.
Medical Support Allowance$154/yearFor those exceeding concession cap due to medical criteria.

“From January 2026 onwards, most households will no longer see automatic federal energy bill credits applied to their electricity accounts, making state and territory concessions more critical.”

If you are an eligible concession card holder and are not already receiving these state-based benefits, contact your energy retailer or the relevant state government department to apply. For those in embedded networks (e.g., apartment buildings, caravan parks), specific application processes often apply.

Beyond Rebates: Long-Term Energy Saving Strategies

With the winding down of broad federal bill relief, a proactive approach to reducing energy consumption and investing in energy-efficient upgrades becomes even more financially prudent. This is where long-term strategies can deliver significant and sustained savings, especially as wholesale energy prices remain volatile.

1. Embrace Energy-Efficient Home Upgrades

Many state governments continue to offer programs and incentives for improving your home’s energy efficiency. These can include discounts on products like LED lighting, efficient heating and cooling systems, and insulation. For example, Victoria’s Victorian Energy Upgrades (VEU) program provides point-of-sale discounts on a range of products, with ceiling insulation rebates expanding from 1 October 2026.

Consider upgrading older appliances to energy-efficient models. Look for appliances with high Energy Star ratings. For heating, explore options like Best Heat Pump Hot Water Systems in Australia 2026: Costs, Rebates & Buyer’s Guide as they can drastically cut hot water costs. For overall home heating, review our guide on Winter is Coming: How to Slash Your Australian Heating Bills in 2026 as Energy Rebates End.

2. Invest in Solar and Batteries

Rooftop solar remains one of the most effective ways for homeowners to reduce electricity bills. The federal Small-scale Renewable Energy Scheme (STCs) continues to provide an upfront discount on eligible solar PV systems, applied by your installer. While the deeming period for STCs reduced from 6 to 5 years from 1 January 2026, resulting in a 15-20% reduction in the upfront discount, solar still offers substantial long-term savings. A 6.6kW solar system in 2026 typically costs between AUD$5,000 and AUD$8,500 after rebates.

Pairing solar with a home battery system can further maximise your self-consumption and protect against peak pricing. The federal Cheaper Home Batteries Program offers an upfront discount on eligible battery systems. Some states, like NSW, also offer incentives for connecting eligible batteries to Virtual Power Plants (VPPs), which can provide additional payments or bill credits.

When considering solar, ensure you choose a reputable installer. Refer to our guide: How to Choose a Solar Installer in Australia 2026: Accreditation, Warranties & Avoiding Scams.

3. Compare Energy Plans Regularly

Even with rebates, remaining on an uncompetitive energy plan can negate savings. The Australian Energy Regulator (AER) and state-based regulators encourage consumers to regularly compare offers from different retailers. Use government comparison websites like Energy Made Easy to find the best deal for your usage patterns. Retailers frequently update their tariffs and discounts, so reviewing your plan at least annually can lead to significant savings.

4. Understand and Manage Your Usage

Simple behavioural changes can also contribute to lower bills. This includes turning off lights and appliances at the power point, optimising heating and cooling use, and taking shorter showers. Understanding when and how you use energy is the first step to reducing it. For comprehensive strategies, read our guide: How to Cut Your Electricity Bill This Winter in Australia 2026: Strategies After Federal Rebates End.

Bottom Line

While the universal federal energy bill relief has largely concluded for Australian households in 2026, significant support remains available through targeted state and territory government concessions. Eligible concession card holders should proactively check and apply for all available state-based rebates, as these can provide hundreds of dollars in annual savings. Beyond direct financial assistance, investing in energy-efficient upgrades, rooftop solar, and home batteries, combined with regular energy plan comparisons and mindful consumption, are the most effective long-term strategies for reducing your energy bills in Australia in 2026 and beyond.